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Helping You Take Care of Your Financial Future if You Need Critical Care.

Critical Illness Insurance

Cancer is the second-leading cause of death in the United States.According to a recent study conducted by the National Institute for Occupational Safety and Health, firefighters are more than twice as likely to be diagnosed with invasive cancer than the average person.This alarming statistic—as well as other common health issues including heart attacks, kidney failures, and strokes—has led to critical illness becoming one of the most talked about issues among emergency services workers. Our Group Critical Illness Insurance offers peace of mind to America’s heroes and their families. With this plan, firefighters are covered for both occupational and non-occupational related invasive cancers, heart attacks, kidney failures, and strokes.

Critical Illness Info & Highlights

  • Invasive Cancer: Firefighters and emergency services personnel are 68% more likely to be diagnosed with cancer than the average person.3
  • Heart Attack: 45% of firefighters’ on-duty deaths are due to cardiovascular complications.4
  • Kidney Failure: 30 million people suffer from chronic kidney disease in the Unites States.5
  • Stroke Coverage: The leading cause of serious, long-term disability in the United States is strokes.6

Critical Illness Insurance highlights include:

  • Coverage options up to $30,000 per member.
  • No medical questions or exams for coverage to be issued.

Request A Quote

Download our questionnaire (PDF) to get a free no-obligation quote. Please complete this form online and send via email to providentreserve@providentins.com.

Additional Products

In addition to Critical Illness Insurance, please read more about the other insurance products we offer for volunteer firefighters and first responders:

Contact our office to learn more about the insurance coverage available in your area.

1 “Medical News Today, 2017.” Retrieved from https://www.medicalnewstoday.com/articles/282929.php.
2“Cancer among U.S. Fire Fighters.” Retrieved from https://www.cdc.gov/niosh/firefighters/ffcancerstudy.html.
3Heyes, J.D. “A deadly profession: 68 percent of firefighters fall victim to cancer.” NaturalNews. N.p., n.d. Web. 01 June 2017.
4“Extreme heat exposure linked to firefighter heart attacks.” News. N.p., 3 Apr. 2017. Web. 01 June 2017.
5“2015 Kidney Disease Statistics.” American Kidney Fund. American Kidney Fund, n.d. Web. 01 June 2017.
6“The Internet Stroke Center.” The Internet Stroke Center. N.p., n.d. Web. 01 June 2017.

Critical Illness coverage is underwritten by AXIS Insurance Company. These policies are administered by Provident Agency, Inc. and in California, Provident of Pennsylvania Insurance Agency or Pittsburgh, PA.

Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy. See the actual policy language or your Provident representative for specific provisions and details of availability.

THIS INSURANCE PROVIDES LIMITED BENEFITS. LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS AND ARE NOT INTENDED TO BE AN ALTERNATIVE TO OR INTEGRATED WITH COMPREHENSIVE COVERAGE. FURTHER, THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT.