Banner image

Helping You Take Care of Your Financial Future if You Need Critical Care.

Critical Illness Insurance

Cancer is the second leading cause of death in the United States.According to a study conducted by the National Institute for Occupational Safety and Health, in comparison to the general U.S. population, firefighters are 9 percent more likely to receive a cancer diagnoses and 14 percent more likely to die from the disease.This alarming statistic—as well as other common health issues including heart attacks, kidney failures, and strokes—has led to critical illness becoming one of the most talked about issues among emergency services workers. Our Group Critical Illness Insurance offers peace of mind to America’s heroes and their families. With this plan, firefighters are covered for both occupational and non-occupational related invasive cancers, heart attacks, kidney failures, and strokes.

Critical Illness Info & Highlights

  • Invasive Cancer: Cancer is the most dangerous threat to firefighters’ health and safety.3
  • Heart Attack: 42% of firefighters’ on-duty deaths are due to cardiovascular complications.4
  • Kidney Failure: 37 million people suffer from chronic kidney disease in the Unites States.5
  • Stroke Coverage: Stroke is a leading cause of serious, long-term disability in the United States.6

Critical Illness Insurance highlights include:

  • Coverage options up to $30,000 per member.
  • No medical questions or exams for coverage to be issued.

Request A Quote

Download our questionnaire (PDF) to get a free no-obligation quote. Please complete this form online and send via email to

Additional Products

In addition to Critical Illness Insurance, please read more about the other insurance products we offer for volunteer firefighters and first responders:

Contact our office to learn more about the insurance coverage available in your area.

1CDC. An Update on Cancer Deaths in the United States. Atlanta, GA: Division of Cancer Prevention and Control; 2021.
2CDC. Firefighter Cancer Rates: The Facts from NIOSH Research. Atlanta, GA: Division of Cancer Prevention and Control; 2018.
3Reno, Jamie. “Why Cancer Is the Number One Killer of Firefighters.” Healthline; 2018.
4Smith DL, Haller JM, Korre M, Sampani K, Porto LGG, Fehling PC, Christophi CA, Kales SN. The Relation of Emergency Duties to Cardiac Death Among US Firefighters; 2019.
5CDC. Chronic Kidney Disease in the United States. Atlanta, GA: US Department of Health and Human Services; 2021.
6CDC. Stroke Facts. Atlanta, GA: Centers for Disease Control and Prevention; 2018.


The Accident & Health insurance coverage is underwritten by AXIS Insurance Company under policy form series number BACC-001-0909.

Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws.

The amount of benefits provided depends upon the plan selected and the premium will vary with the amount of the benefits selected. These policies are administered by Provident Agency, Inc. and in California, Provident of Pennsylvania Insurance Agency of Pittsburgh, PA.