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Delivering Innovative Benefit Solutions to Participant Groups

Special Risks Insurance

Provident offers resources specifically dedicated to developing solutions designed to meet the current and future needs of participant groups including, but not limited to: volunteer groups; nonprofit organizations, associations, and affinity groups; youth and adult amateur sports organizations; youth and adult activities groups; camps, clinics, and conferences; day care centers; municipal and nonprofit boards.

Special Risks Benefit Options

Special Risks Benefit options include:

  • Accident Medical Expense (AME)
  • Accidental Death and Dismemberment (AD&D)
  • Short-term and long-term disability benefits
  • Customized plans available on an annual or short-term basis
  • Coverage for travel to/from an activity/event, including overnight travel
  • Paralysis Benefit
  • Catastrophic Cash Benefit
  • Repatriation Benefit
  • Medical Evacuation
  • Travel Accident Coverage

Flexible Coverage for the following Participant Groups:

  • Youth and Adult Amateur Sports Groups
  • Associations and Affinity Groups
  • Camps, Clinics, and Conferences
  • Day Care Centers
  • Sponsored Events and Activities for both Youths and Adults
  • And More


Request A Quote

In order for us to provide a quote for our Special Risks Insurance, we need to gather basic information that includes such things as: how many participants the organization, affinity group or association would like to cover as well as requested specialty group benefits.

Two options to fill out our questionnaire for a free no-obligation quote:

  1. Use our preferred Secure Online Form.
  2. Download our PDF questionnaire (once the PDF is completed, send via email to



The Accident & Health insurance coverage is underwritten by AXIS Insurance Company under policy form series number BACC-001-0909.

Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws.

The amount of benefits provided depends upon the plan selected and the premium will vary with the amount of the benefits selected. These policies are administered by Provident Agency, Inc. and in California, Provident of Pennsylvania Insurance Agency of Pittsburgh, PA.