Delivering Innovative Benefit Solutions to Participant Groups.

Special Risks Insurance

Provident offers resources specifically dedicated to developing solutions designed to meet the current and future needs of participant groups including, but not limited to: volunteer groups, youth and adult amateur sports organizations, boards of trustees, municipalities/municipal workers, camps/clinics and conferences, youth and adult activities groups, day care centers, associations, affinity groups, and more.

Special Risks Benefit Options

Special Risks Benefit options include:

Accident Medical Expense (AME)
Accidental Death and Dismemberment (AD&D)
Short-term and long-term disability benefits
Customized plans available on an annual or short-term basis
Coverage for travel to/from an activity/event, including overnight travel
Paralysis Benefit
Catastrophic Cash Benefit
Repatriation Benefit
Medical Evacuation
Travel Accident Coverage

Flexible Coverage for the following Participant Groups:

Youth and Adult Amateur Sports Groups
Associations and Affinity Groups
Camps, Clinics, and Conferences
Day Care Centers
Sponsored Events and Activities for both Youths and Adults
And More

Coverage underwritten by AM Best “A+XV” and “A++XV” rated insurance companies.

THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. FURTHER, THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON’T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.

Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy. See the actual policy language or your Provident representative for specific provisions and details of availability.