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Helping You Plan
for the Future

Group Term Life Insurance

Life can be unpredictable. Our Group Term Life Insurance* for volunteer, paid, and combination fire departments; volunteer firefighters; emergency services organizations; and emergency medical responders helps protect the financial independence and strength of their members’ families if the unexpected happens. Its important features and services offer survivors much more than just a benefit check.

Group Term Life Insurance Features

Here are some features of the Group Term Life insurance:

  • Group Term Life Insurance provides 24-hour coverage where benefits can be paid for claims incurred on or off duty.
  • There are no medical questions for coverage to be issued. This group insurance is offered as guaranteed issue coverage to eligible class members.
  • A fire department or emergency services organization can purchase up to $100,000 of Group Term Life Insurance per member. The program allows for different levels of benefits for varying classes of membership.
  • Dependent coverage is also available in the following:
    • Option 1 – Spouse $2,500 – Child(ren)   $1,000
    • Option 2 – Spouse $5,000 – Child(ren)   $2,500
    • Option 3 – Spouse $10,000 – Child(ren) $5,000
  • Coverage features include: Accelerated Death Benefits, Continuance Provisions, and Conversion Rights.

Request A Quote

In order for us to provide a quote for our Group Life Insurance, we need to gather basic information that includes such things as: how many members and employees the career, combination, or volunteer fire department or emergency services organization would like to cover as well as requested benefit limits.

Two options to fill out our questionnaire for a free no-obligation quote:

  1. Use our preferred Secure Online Form.
  2. Download our PDF questionnaire (once the PDF is completed, send via email to reserve@providentins.com).

Additional Products

In addition to Group Term Life Insurance, please read more about the other insurance products we offer for volunteer firefighters and first responders:

Contact our office to learn more about the insurance coverage available in your area.

This information is a brief description of the important features of the group coverage available to your organization. It is not a contract.

Coverage is underwritten by New York Life Insurance Company, NY NY 10010 on policy form GMR-ER-P and administered by Provident.

Coverage is subject to exclusions and limitations and may not be available in all US states and jurisdictions. Please review the proposal prepared for your organization which includes the terms and conditions of coverage. Final cost will be based on enrolled members at time of implementation and plan design elected.

Contact Provident at 1-800-447-0360 with any questions.

About New York Life Insurance Company 

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor’s (AA+), and Moody’s Investors Service (Aaa). Source: Third Party Rating Reports as of 6/9/16

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. New York Life’s state of domicile is New York, and NAIC ID # is 66915.